MortgageBible

Irish Mortgage Guides
Plain. Accurate. Independent.

Everything you need to know about getting a mortgage in Ireland — from Central Bank rules and deposit requirements to lender rates and government schemes.

Mortgage CalculatorCompare Rates
4×
FTB income multiple
gross annual income
10%
FTB min deposit
of purchase price
€30,000
Help to Buy max
tax refund, new builds
3.10%
Lowest fixed rate
Avant Money, ≤60% LTV

Browse by Topic

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First-Time Buyers

Borrowing rules, deposits, schemes and step-by-step guides.

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Lender Guides

AIB, BOI, EBS, Avant Money, Haven, ICS, PTSB and more.

💶

Schemes & Grants

Help to Buy, First Home Scheme, Local Authority Home Loan.

📋

Mortgage Process

Rates, fixed vs variable, protection, remortgaging.

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Gift Letters

Template guides for every Irish lender.

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Calculators

Monthly repayment tables and borrowing calculators.

Latest Guides

Schemes & Grants

Local Authority Home Loan Ireland 2026: Rates, Eligibility & How to Apply

First-Time Buyers

Mortgage Calculator Ireland 2026: Calculate Your Repayments Instantly

Mortgage Process

Mortgage Rates Ireland 2026: Compare All Lenders (Updated September 2026)

Lender Guides

Avant Money Mortgage Ireland 2026: Rates, Requirements & How to Apply

Gift Letters

Bank of Ireland Gift Letter for Mortgage: Free Template (2026)

First-Time Buyers

Central Bank Mortgage Rules Ireland 2026: The Complete Guide

Mortgage Bible is an independent information resource. Content is for informational purposes only and does not constitute financial advice. Always verify current rates, rules and eligibility directly with lenders or the relevant government body (Revenue.ie, centralbank.ie, gov.ie).