Irish Mortgage Guides
Plain. Accurate. Independent.
Everything you need to know about getting a mortgage in Ireland — from Central Bank rules and deposit requirements to lender rates and government schemes.
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First-Time Buyers
Borrowing rules, deposits, schemes and step-by-step guides.
Lender Guides
AIB, BOI, EBS, Avant Money, Haven, ICS, PTSB and more.
Schemes & Grants
Help to Buy, First Home Scheme, Local Authority Home Loan.
Mortgage Process
Rates, fixed vs variable, protection, remortgaging.
Gift Letters
Template guides for every Irish lender.
Calculators
Monthly repayment tables and borrowing calculators.
Latest Guides
Local Authority Home Loan Ireland 2026: Rates, Eligibility & How to Apply
Local Authority Home Loan Ireland 2026 — fixed rates from 2.72%, eligibility for applicants refused by two banks, income limits, and how to apply to your council.
First-Time BuyersMortgage Calculator Ireland 2026: Calculate Your Repayments Instantly
Irish mortgage calculator 2026 — estimate your monthly repayments, total interest cost, and maximum borrowing based on current Irish lender rates and Central Bank rules.
Mortgage ProcessMortgage Rates Ireland 2026: Compare All Lenders (Updated September 2026)
Current mortgage rates Ireland 2026 — fixed and variable rate comparison across AIB, BOI, EBS, Avant Money, Haven, ICS, and PTSB, updated regularly.
Lender GuidesAvant Money Mortgage Ireland 2026: Rates, Requirements & How to Apply
Avant Money mortgages Ireland 2026 — rates, products, eligibility, and how this non-bank lender compares to AIB, BOI, EBS, and Haven on price and service.
Gift LettersBank of Ireland Gift Letter for Mortgage: Free Template (2026)
Bank of Ireland gift letter for mortgage — what BOI requires from the donor, declaration wording, how to submit it, and what happens at underwriting.
First-Time BuyersCentral Bank Mortgage Rules Ireland 2026: The Complete Guide
Ireland's Central Bank mortgage rules explained — the 4× income limit for first-time buyers, LTV deposit requirements, and how the rules changed in 2023.
Mortgage Bible is an independent information resource. Content is for informational purposes only and does not constitute financial advice. Always verify current rates, rules and eligibility directly with lenders or the relevant government body (Revenue.ie, centralbank.ie, gov.ie).